Analysis of Ijarah Contract Service Innovations in Sharia Banking Transactions
Keywords:
Ijarah, Sharia banking, Collaborative Service
Abstract
Innovation is one of the efforts to improve performance in Islamic banking. The purpose of innovation is not only to reduce costs, but is a reason for improving the quality of products and services. This research aims to find out the development and management of product and service innovation in Islamic banking transactions. This research uses qualitative methods, where qualitative methods are a method that uses observation or interview. The findings in this study show that the innovation of services in transactions using Bittamlik's muntahiya ijarah aims to develop accommodating market needs and consumer needs. Because this transaction is a development of the ijarah transaction, the provisions also follow the provisions of Ijarah
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Çamlıbel, D. A. (2014). What are the determinants of economic growth in Muslim countries? International Journal of Human Sciences, 11(1), 403–426. https://doi.org/10.14687/ijhs.v11i1.2775
Chapra, M. U. (1992). Islam and the international debt problem. Journal of Islamic Studies, 3(2), 214–232. https://doi.org/10.1093/jis/3.2.214
El-Gamal, M. (2008). Incoherence of Contract-Based Islamic Financial Jurisprudence in the Age of Financial Engineering. Wisconsin International Law Journal, 25(4), 606–623.
Fahmi, I. (2015). Manajemen Perbankan Konvensional dan Syariah. Mitra Wacana Media.
Hasbi, M. Zidny Nafi’. (2019). Dampak Krisis Keuangan Global terhadap Perbankan di Indonesia. LISAN AL-HAL: Jurnal Pengembangan Pemikiran Dan Kebudayaan, 13(2), 385–400. https://doi.org/10.35316/lisanalhal.v13i2.602
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Hasby, M. Z. N., & Ihsan, A. (2021). Kebijakan Fiskal dalam Spektrum Maqashid As-Syari’ah: Studi tentang Pemikiran Al-Syatibi dalam Kitab Al-Muwafaqat. Proceeding of Conference on Strengthening Islamic Studies in The Digital Era, 1(1), 1–13.
Hidayat, R. (2014). Efisiensi perbankan syariah: teori dan praktik. Gramata Publishing.
Ibrahim, Z. (2013). Pengantar Ekonomi Makro. LP2M IAIN Sultan Maulana Hasanuddin Banten.
Iswanaji, C., Hasbi, M. Z. N., Salekhah, F., & Amin, M. (2021). Implementasi Analitycal Networking Process (ANP) Distribusi Zakat terhadap Pembangunan Ekonomi Masyarakat Berkelanjutan (Study Kasus Lembaga Baznas Kabupaten Jember Jawa Timur). Jurnal Tabarru’: Islamic Banking and Finance, 4(1), 195–208. https://doi.org/10.25299/jtb.2021.vol4(1).6681
Iswanaji, C., Khotijah, S. A., & Hasbi, M. Z. N. (2021). Lembaga Keungan Syariah (Buku Ajar Konsentrasi Syariah). In Penerbit Adab.
Khotimah, U. K. (2017). Analisis hukum Islam terhadap pelaksanaan akad ijarah pada pembiayaan multijasa di PT. BPRS PNM BINAMA Semarang. UIN Walisongo.
Nawawi, I., & Hasbi, M. Z. N. (2021). Problematika Implementasi Akad Bai` bitsaman ajil Perspektif Hukum Islam (Study Kasus BMT Sidogiri Cabang Situbondo). Jurnal Ilmiah Ekonomi Islam, 7(3), 1338–1346.
Rofiq, N., & Hasbi, M. Z. N. (2021). Implementasi Akad Bai` Bitsaman Ajil Pada BMT UGT (Usaha Gabungan Terpadu Sidogiri Cabang Pembantu Asembagus Situbondo) Perspektif Hukum Islam. Literasi Hukum, 5(2), 81–87.
Sampson, S. E. (2012). Visualizing service operations. Journal of Service Research, 15(2), 182–198. https://doi.org/10.1177/1094670511435541
Ullah, K., & Al-Karaghouli, W. (2017). Understanding islamic financial services: Theory and practice. Kogan Page Publishers.
Published
2021-12-07
How to Cite
Hasbi, M., & Widayanti, I. (2021). Analysis of Ijarah Contract Service Innovations in Sharia Banking Transactions. Annual International Conference on Islamic Economics and Business (AICIEB), 1, 282-290. https://doi.org/https://doi.org/10.18326/aicieb.v1i0.1
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