The Inclusive Role of Finance to Female MSME Enterpreneurs in Padangsidimpuan City

Case Study of Traders in Sangkumpal Bonang Market, Padangsidimpuan

Abstract

The role of financial inclusion for female MSME entrepreneurs in the Sangkumpal Bonang Market, Padangsidimpuan city is very important because with more and more people having access to financial products and services, it is hoped that the community will be able to improve welfare and economic growth in the region will be more motivated. Moreover, in Padangsidimpuan city there Padangsidimpuan city. The theory in this research is a way to socialize the financial sector, especially to facilitate banking services and financial access for the public. Financial inclusion programs in Indonesia are expected to have a significant impact on disadvantaged communities, including those with low incomes, fringe benefits, minorities or those who do not have a legal identity. This research uses qualitative data in descriptive form. The types and sources of data used in this study are primary data, in which primary data consists of the results of interviews about female MSME entrepreneurs who do not have knowledge of banking services. The results of this study indicate are still many MSMEs who are not familiar with access to banking, both conventional and sharia, especially for female MSMEs who still rarely use banking services, and the purpose of this problem is to find out how big the role of financial inclusion is in making services easier for female entrepreneurs in the Sangkumpal Bonang Market, that some of the female MSME entrepreneurs in the Sangkumpal Bonang Market, Padangsidimpuan city, still do not know how to do banking, but there are some of them who are familiar with but do not have any access to banks because the conditions are too difficult.