Linkage Sharia Banking and Sharia Fintech to Support Halal Industry in Indonesia

Trimulato Trimulato

doi:10.18326/aicieb.v1i0.15

Trimulato Trimulato UIN Alaudin Makassar

DOI: https://doi.org/10.18326/aicieb.v1i0.15

Abstract

The purpose of this study is to describe the development financing of sharia banking, the development of sharia fintech, the development of the halal industry, and the concepts offered in the form of linkage between sharia banking and sharia fintech to support the halal industry in Indonesia. Research uses qualitative method library research. Data sources used are secondary, including Financial Services Authority, Bank Indonesia, LPPOM MUI, and other sources. Data collection technique used library relevant sources theme. Analytical technique used descriptive qualitative, describes development financing sharia banking, sharia fintech, halal industry, and forms linked them for halal industry. Results show growt financing sharia banking December 2020 to August 2021 BUS working capital SMEs grew 4.81 percent. UUS investment SMEs grew 0.86, and investment BPRS grew 5.96 percent. Sharia fintech assets fell -0.42 percent, and players fell 10 percent. Certified halal products 2021 grew 2,531.49 percent. Spending on halal industry food sector is 77.23 total other. Linked between sharia banking and sharia fintech support halal industry, funding business development is provided. Payment instruments can synergize requiring use sharia bank account. Sharia banking and sharia fintech synergize in assisting and marketing products for industry get financing.

References

Amali, E. N. (2020). Strategies for Strengthening Halal Industries towards Integrated Islamic Economic System in Indonesia: Analytical Network Process Approach. In Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah (Vol. 12, Issue 1). https://doi.org/10.15408/aiq.v12i1.16225
BAPPENAS. (2018). Masterplan Ekonomi Syariah Indonesia 2019-2024. Kementerian Perencanaan Pembangunan Nasional/ Badan Perencanaan Pembangunan Nasional.
Darsono.et al. (2017). Masa Depan Keuangan Syariah di Indonesia. Tazkia Publishing & Bank Indonesia.
DSN-MUI. (2018). Fatwa Dewan Syariah Nasional-Majelis Ulama Indonesia No: 117/DSN-MUI/II/2018 Tentang Layanan Pembiayaan Berbasis Teknologi Informasi Berdasarkan Prinsip Syariah. 14.
Fahlefi, R. (2018). Inklusi Keuangan Syariah Melalui Inovasi Fintech Di Sektor Filantropi. Batusangkar International Conference III, 205–212.
Fathoni, M. A. (2020). Potret Industri Halal Indonesia: Peluang dan Tantangan. Jurnal Ilmiah Ekonomi Islam. https://doi.org/10.29040/jiei.v6i3.1146
Fintech, T. G. B. F. S. (2017). Kajian Bisnis Fintech Syariah. Telkom Digital Services. https://doi.org/10.1111/j.1365-2966.2008.13419.x
Handayani, H. Y. dan D. L. (2017). Strategi Perbankan Syariah Dalam Menyokong Indonesia Menjadi Trend Setter Industri Halal. Baabu Al-Ilmi.
Haris, M. (2020). Synergy Bank Syariah And Financial Technology In Development Of Micro, Small And Medium Businesses In Indonesia. Jurnal Reviu Akuntansi Dan Keuangan. https://doi.org/10.22219/jrak.v10i1.11258
Hudaefi, F. A. (2020). How does Islamic fintech promote the SDGs? Qualitative evidence from Indonesia. Qualitative Research in Financial Markets. https://doi.org/10.1108/QRFM-05-2019-0058
Husain, S. A. (2021). Optimalisasi Peran Bank Syariah dalam Mengembangkan Industri Halal di Indonesia Melalui Sinergi Kelembagaan. JES (Jurnal Ekonomi Syariah). https://doi.org/10.30736/jesa.v6i2.149
Melisa, & Khikmawati, L. (2021). Optimalisasi Potensi Industri Halal Di Indonesia Melalui Peran Pasar Modal Syariah. Al-Iqtishod: Jurnal Ekonomi Syariah.
Nasution, L. Z. (2020). Penguatan Industri Halal bagi Daya Saing Wilayah : Tantangan dan Agenda Kebijakan. Journal of Regional Economics Indonesia.
Rahmayati, R. (2018). Strategi Perbankan Syariah Sebagai Solusi Pengembangan Halal Industry di Indonesia. AT-TAWASSUTH: Jurnal Ekonomi Islam. https://doi.org/10.30821/ajei.v1i1.2746
Saputri, O. B. (2020). Pemetaan Potensi Indonesia Sebagai Pusat Industri Halal Dunia. Jurnal Masharif Al-Syariah: Jurnal Ekonomi Dan Perbankan Syariah.
Sari, M., & Asmendri. (2020). Penelitian Kepustakaan (Library Research) dalam Penelitian Pendidikan IPA. Natural Cience : Jurnal Penelitian Bidang IPA Dan Pendidikan IPA.
Sofiah, R., Suhartono, S., & Hidayah, R. (2020). Analisis Karakteristik Sains Teknologi Masyarakat (Stm) Sebagai Model Pembelajaran: Sebuah Studi Literatur. Pedagogi: Jurnal Penelitian Pendidikan. https://doi.org/10.25134/pedagogi.v7i1.2611
Sofyan, R. (2011). Bisnis Syariah Mengapa Tidak? (p. 208). Gramedia Pustaka Utama.
Subagiyo, R. (2019). Era Fintech: Peluang Dan Tantangan Bagi Ekonomi Syariah. El-Jizya: Jurnal Ekonomi Islam.
Subandi. (2011). Deskripsi Kualitatif Sebagai Satu Metode Qualitative Description as one Method in Performing Arts Study. Harmonia.
Sungkawaningrum, F. (2019). Eksplorasi peran perbankan syariah dalam memajukan industri halal di sektor makanan halal. Ekplorasi Peran Perbankan…. Wahana Islamika: Jurnal Studi Keislaman Vol. 5 No. 2 (2019) Pp. 32-17.
Swastiratu, C., Baga, L. M., & Saptono, I. T. (2019). Banking And Financial Technology (Fintech) Islamic Integration With Collaborative Models. Russian Journal of Agricultural and Socio-Economic Sciences. https://doi.org/10.18551/rjoas.2019-07.11
Trimulato. (2020). Pengembangan UMKM Melalui Fintech Syariah di Tengah Wabah Covid-19. Jurnal Ekonomi Syariah Dan Hukum Ekonomi Syariah.
Utomo, S. B., Sekaryuni, R., Widarjono, A., Tohirin, A., & Sudarsono, H. (2020). Promoting Islamic financial ecosystem to improve halal industry performance in Indonesia: a demand and supply analysis. Journal of Islamic Marketing. https://doi.org/10.1108/JIMA-12-2019-0259
Wahyuni, R. A. E. (2019). Perkembangan Ekonomi Islam Di Indonesia Melalui Penyelenggaraan Fintech Syariah. Mahkamah.
Winarto, W. (2020). Effect Of Sharia Financial Technology In Small And Medium Enterprises (SME). Annals of the University of Craiova for Journalism, Communication and Management.
Wiwin Yuliani. (2018). Metode Penelitian Deskriptif Kualitatif Dalam Perspektif Bimbingan dan Konseling. Quanta.