Jatmiko, D., Kurniawan, H., & Fauzi, E. (2025). Digital–Islamic Finance Synergy for Rural EmpowermentDigital–Islamic Finance Synergy for Rural Empowerment: A Qualitative Study of Financial Inclusion in Indonesia. Annual International Conference on Islamic Economics and Business (AICIEB), 5(-), 71-80. https://doi.org/https://doi.org/10.18326/aicieb.v5i-.814