Kurniawan, Heri, and Muhammad Saputra. 2025. “Synergizing Zakat, Waqf, and Islamic Fintech: A Qualitative Exploration of Women’s Financial Inclusion in Indonesia”. Annual International Conference on Islamic Economics and Business (AICIEB) 5 (-), 139-56. https://doi.org/https://doi.org/10.18326/aicieb.v5i-.803.